Determining Your Eligibility
In order to be eligible for Financial Aid, applicants must:
- be a U.S. citizen or eligible non-citizen;
- have a high school diploma or GED certificate;
- not be in default on a student loan, nor have borrowed in excess of established Title IV loan limits;
- not owe a refund on a Federal or State grant received at any previously attended school(s);
- be enrolled in an Approved Program of Study;
- maintain Satisfactory Academic Progress while completing a degree or certificate.
Financial need is determined using the financial information you and your parents supply when you complete and submit the Free Application for Federal Student Aid (or the renewal FAFSA if you applied for aid during the previous year).
The information you provide on the FAFSA is processed using a formula, established by the U.S. Congress. The formula calculates a Student Aid Index (SAI). The federal processing system will send this information to you on your FAFSA Submission Summary which serves as an acknowledgment that the application was processed, plus it tells you if you are eligible for the . The federal processor also electronically transmits the analysis of the data you submitted to each of the institutions you specified on the FAFSA.
Each college determines a student’s Cost of Attendance (COA). The COA reflects how much it actually costs you to attend college; it includes the following components:
- Tuition & Fees
- Books and Supplies
- Housing and Food
- Transportation Expenses
- Personal Expenses
The COA is unique to each school to which you apply. As a result, you may be eligible for different types and amounts of aid at different schools. While your eligibility for some kinds of aid at 91¶¶Òõ may be less than a private college, it also means your costs are lower. As a result, you may not need to take out a loan when you attend 91¶¶Òõ. You might want to give that some thought.
The difference between the COA and the SAI equals the student's Financial Need for financial aid (grants, scholarships, student employment or loans).
Cost of Attendance - Student Aid Index = Financial Need
The student budget for 2025-26 used to estimate cost of attendance is as follows for a full-time in-district student during the nine-month school year.
Direct Costs
Tuition & Fees (based on 16 credit hours for 2 semesters @ $146 per credit hour)
$4,682
Books & Supplies $1,475
Estimated total direct costs $6,157
Housing, food, transportation, and personal expenses vary greatly with each student's individual situation, however, for financial aid purposes, these costs are estimated as follows:
For dependent students living with parents:
Housing & Food $3,870
Transportation $3,360
Personal Expenses $1,440
Total (for Dependent Students) $8,670
For independent students not living with parents:
Housing & Food $7,200
Transportation $3,360
Personal Expenses $1,935
Total (for Independent Students) $12,495
Once the 91¶¶Òõ Financial Aid Office has received the results of your FAFSA (and other required forms) and determined your eligibility, you will receive a Financial Aid Award Notification. This notification provides details on our analysis of your financial need and a breakdown of your financial aid package according to source and amount of aid.
Although the process of determining financial aid eligibility is basically the same for all applicants, there is some flexibility in specific circumstances.
If you feel you have any Special Circumstances that might affect the amount you and your family are expected to contribute, be sure to contact the 91¶¶Òõ Financial Aid Office to start the process of review. This review may necessitate an in-person appointment with a Financial Aid Advisor and the submission of additional documentation. Depending on your status, you will need the Special Circumstance - Dependent Student form, or the Special Circumstance - Independent Student form.
The 91¶¶Òõ Cashier's Office is responsible for disbursing your financial aid. Your financial aid is first applied directly to contracted charges (tuition or bookstore charges). Excess funds will be mailed to you. For this reason it is important to keep your current address updated with the College.
The actual disbursement of financial aid funds to students, excluding funds the student has used for tuition or bookstore charges, is always subject to the students’ enrollment. Students who decrease the number of credit hours for which they are enrolled will have their awards recalculated and reduced (or canceled).
Contact the Financial Aid Office for additional information.